Capture more value with every transaction
Bring payments and finance together in one place to help drive more sales, reduce unnecessary cost and keep operations easy to manage as you scale.
Speak to the teamTrusted by leading UK businesses
Trusted by leading UK businesses
Stop losing customers at the point of payment
Checkout is where revenue is won or lost, and many payments set ups make that worse – not better.
Give customers the right way to pay, at the right moment
Bring sales demand forwards by offering embedded finance
Reduce drop off across payment and finance journeys
Keep the checkout experience consistent across channels
Reduce the real cost of taking payments
Payment cost isn’t just about fees – it's shaped by how customers choose to pay. Reduce reliance on higher cost payment methods
Reduce reliance on higher cost payment methods
Improve payment mix (including Pay by Bank)
Optimise routing and settlement behind the scenes
See clearly what each transaction is actually costing
Make payments and finance easier to run
Most businesses manage payments and finance in separate systems – which creates extra work and slows things down.
Bring payments and finance into one platform
Make testing and optimising payments a non-technical task
See clearly what each transaction is actually costing
Payments and finance - working as one
Most businesses manage payments and finance in separate systems, creating gaps, delays and frustrating manual work.
Remove affordability barriers and bring sales demand forwards
Attract new customers and increase approval driven conversion
Improve customer experience and unlock higher average order value
Built to grow with your business
Most businesses manage payments and finance in separate systems, creating gaps, delays and frustrating manual work.
Remove affordability barriers and bring sales demand forwards
Attract new customers and increase approval driven conversion
Improve customer experience and unlock higher average order value
How does Zopa Payments work?
Simple to set up, easy to manage, and designed to improve how every transaction performs - from how customers pay to what each sale actually costs.
Standart | Custom |
|---|---|
0 upfront costs, no hidden surprises | Tailored pricing solutions for businesses with large transaction volumes or unique requirements |
Pay-as-you-go model | Volume based |
Only pay for successful transactions | Multiple payment methods |
End-to-end processing to accountancy software incurs additional 0.4% fee | IC++ pricing |
Pay by Bank
0.4% + £0.20 | Industry group |
Consumer Cards
1.2% + £0.20 | |
Commercial Cards
1.90% + £0.20 | |
PayPal, Klarna, Clearpay, Amex
No mark up |
Increase conversion through better payment mix, finance integration and checkout optimisation
Align approval rates, payment performance and customer experience
Understand performance, cost and completion – not just transaction volume
Enterprise-grade security, fully compliant, with support available when you need it
Why more businesses choose Zopa
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Take control of how transactions perform
Bring payments and finance together to support larger purchases, reduce costs, and close more sales
Talk to the team
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