What fees apply to my Zopa bank account?

It's free to open a Zopa bank account, and there are no monthly fees either. What’s more, you can spend using your debit card fee-free from wherever you are in the world — you’ll get the real Visa exchange rate, with no added fees from us.

The only fee that could apply to your account is a 2% charge on non-UK cash withdrawals over £200 within a rolling 30-day period. Here's how the non-UK cash withdrawal fee works.

If we were ever to add a new fee, we’d give you at least 60 days' notice.