Zopa Logo
Skip to main content
  • Loans

    • Personal loan

    Credit cards

    • Credit card

    Car finance

    • Compare car finance
    • Hire purchase (HP)
    • Personal contract purchase (PCP)
    • Car loan

    Tools

    • Borrowing Power
    Young man wearing glasses, feeling good and grinning enthusiastically
  • Save

    • Smart Savings Hub
    • Smart Saver
    • Smart ISA
    • Fixed Term Savings
    Young woman in a sweater looking out and smiling with a padlock key in the background
  • About

    • About Zopa
    • Our story
    • Our board
    • Our leadership team
    • Fintech Pledge 2025
    • Awards
    • Blog
    • Careers
    • Press office
    Two hands coming together in a high five between a man and a woman
  • Help
  • Partnerships

    • Consumer finance
    • Embedded lending
    • Retail finance
    • Auto finance
    A hand holding a mobile phone displaying a credit card approval message
Sign in
Sign in
  • Help
Help home

Smart Savings Hub

Find answers to our most frequently asked questions.

Young woman in a sweater looking out and smiling with a padlock and key in the background
  • Top FAQs
  • Smart Saver
  • Statements and interest
  • Paying in and withdrawing
  • Getting Started
  • General
  • Smart ISA
  • ISA transfers
  • Auto-save
  • All

General

  • How safe is my money? What is 'FSCS' protection?
  • The app isn’t working, how can I view my savings and withdraw money?
  • What does AER mean?
  • Can I open an account by post?
  • If you don't have a branch how do I get help?
  • Can I save as a business?
  • Can I open a joint account?
  • Are there any fees to pay?
  • What happens if the account holder passes away?
  • Can I set up Power of Attorney on a Zopa account?
  • My tax residency has changed – what should I do?
  • How do I make a complaint about my Zopa product?
  • What happens to my money when I save with Zopa?

Need to get in touch?

Our team of helpful humans are on hand.

Contact us

What we do

  • Car finance
  • Hire purchase (HP)
  • Personal contract purchase (PCP)
  • Car loans
  • Debt consolidation loans
  • Home improvement loans
  • Wedding loans
  • Credit cards
  • Smart Saver
  • Fixed Term Savings

About Zopa

  • About us
  • Our story
  • Meet the board
  • Meet the leadership team
  • Fintech Pledge 2025
  • Annual Reports and Pillar 3
  • Awards
  • Careers
  • Blog
  • Complaints
  • Press office
  • Peer-to-peer investments

Legal

  • Privacy notice
  • Cookie policy
  • Conflicts policy
  • Modern slavery
  • Terms of use
  • Investor principles
  • Remuneration
  • Info for TPPS

Navigation

  • Help
  • Sitemap
Zopa Logo

Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG.

© Zopa Bank Limited 2025 All rights reserved. 'Zopa' is a trademark of Zopa Bank Limited.

Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984).